Category: Personal Finance Tips

How to Climb Your Way to Financial Independence

If you're there below struggling to make both ends meet, or are making the same money mistakes, you must be hoping that one day you're already at the top of the ladder. The 5-Rung Wealth Ladder Rung 1: Help yourself Financially The first step you need to do is to figure out how …

Weekly Rant | Message for Leaders by James Harnsberger

  "Message For Leaders" - Sunday Rants by James Harnsberger from James Harnsberger, EA on Vimeo.   In this video, Message for Leaders, James is speaking to all leaders -- network marketers, Internet marketers, entrepreneurs, etc.   These people have done a great job in speaking in front of thousands …

Understanding the Three Cycles of Wealth

Do you know the secrets of the Wealthy? Do you know the THREE CYCLES of WEALTH that wealthy people apply every day? Do you know the secrets to using these cycles to build your wealth?   THE THREE CYCLES OF WEALTH For as long as mankind has been aware of …

The Personal Side of Debt

Do you know the amount you spend each month on essentials? Do you know the basic household living expense ratios? Do you have the ability to handle a $500 financial emergency? More than 60% of Americans have less than $1000 in the bank and more than 57% could not handle …

How to Save Money for Christmas Without Losing the Sparkle

Saving Money for the Holidays Should be Practical as Possible Christmas is the happiest day for most us since this is the time when families and friends sit next to each other, enjoy sumptuous meals, exchange gifts, and talk about anything under the sun until the clock strikes 5 a.m. of December 25th. …

How to Keep More of Your Money in Five Steps

Do you have a business? Are you thinking of starting a business? Do you struggle trying to make ends meet financially? Here are five of the best MONEY SAVING tips: Step One is to make an honest assessment of what you actually spend each month both personally and in your …

Transforming your Financial Life

How many times have you been frustrated with financial limits? How many times do you reach a point where you want to do something, or have something, but realize you are facing financial limits? How many times do you encounter the monthly grind of paying bills and wondering where did …

Top 5 Expenses Every American Consumer Should be Prepared for and What to Do With Them

It’s unsurprisingly frustrating that three quarters of Americans are living paycheck-to-paycheck — with little or zero savings — to cover any medical emergency and unexpected situations. In 2015, based on Bureau of Labor Statistics, American consumers had an annual expenditure of $55,978. The huge chunks of expenditures, with 10.9 increase, went to …