Marriage is usually centered on love. People get married because they are in love—that’s it. And that’s why there are so many divorces rooted on money, because a lot of couples take the plunge without talking about money. Marriage is about two people becoming one. So while love should be …

Financial controls are very important but are often neglected. This set of policy is one of the basic problems I usually meet whenever I try to solve a client’s financial problem or tax issue with the IRS. More often than not, there are no financial controls in place that can …

Who’s not afraid of having debts? Most Americans aren’t strangers to having student loans. This has been the reality among millennials these days. There is an increasing student loan debt problem in the United States since it is now the second highest consumer debt next to mortgage debt. In 2016 alone, …

It’s almost the last day of tax day and some people have yet to start gathering their documents for the filing of tax returns. According to survey, 20 percent of Americans wait until April to file their tax returns. Tax experts will tell you, though, that it’s not a good …

Hiring family members into your business has many advantages. Of course, you won’t understand why if you haven’t started doing it yet. First, you can have financial benefits by doing so. Second, you are entitled to tax benefits for your business. Third, it can help you establish a wonderful opportunity for …

It is good to hire family members. But there are advantages and disadvantages of doing it. You, as the owner, is also the decision-maker. Be reminded that failing to decide on some issues can complicate and can slow down your business growth. Always think that it’s great to give your …

Building wealth fast sounds tricky for many people. It’s not easy to make money. The economic downturn has taken its toll and hinders many Americans from growing their wealth more efficiently. Despite the odds, there are still ways you can do to build wealth fast. It’s only a matter of taking …

Most Americans are already in debt before graduating from college. The college loan is one of the most accessed loans in this country. College education is very expensive, but this is a great opportunity for students to get a degree even they don’t have enough money. Unfortunately, for many Americans, …

A lot of people dream of starting their own business. Everybody wants to be his or her own boss. There’s nothing better than to craft a plan without the constraints from other people, implement it with your own sense of deadline, and reap the fruits of your own labor. But there’s …

There is nothing wrong with being an employee. It’s often more secure and less risky than starting your own business. But if you really want to earn more than your usual income from your 9-5 job and several gigs, you have to start your own business. Starting a business is …