The Situation Do Americans borrow too much? YES! A resounding YES! Numbers back that up. In fact, the moment a student goes to college, he is already in debt. Because of the high cost of college education in the United States, Americans who want to get a degree don’t have …

Buying a house is a stressful activity. That makes sense because it’s a large investment and it becomes a big part of your house. A home, after all, is where the heart is. And you can’t heart a house that is not right. According to a survey conducted by Owners.com, …

Most Americans are already in debt before graduating from college. The college loan is one of the most accessed loans in this country. College education is very expensive, but this is a great opportunity for students to get a degree even they don’t have enough money. Unfortunately, for many Americans, …

Do you think that the world today is flooded with so much money as it is perceived to be? What if you’re wrong? Have you considered yourself rich after buying a house, a car, or a retirement bond? The truth is any investment becomes valuable if this can be converted …

A lot of people don’t understand the methods on how to pay off their debt fully, or they think that it’s really hard to pay off debts. Having debts can be frustrating. There are consequences that people with debts suffer, like losing properties or any valuable possessions. Interestingly, paying debt …

Ideally, setting up a savings plan is just a simple thing to do.  But in reality, it is not. The real score is that many people can hardly plan, or if they can make a plan, the more difficult move is to execute and stick with such plan. Saving money is …

Having debts is always dangerous and threatening. Maybe you want to rebuild a strong financial foundation. You want to clean your financial mess (debt) as fast as you can. By doing so, paying the unnecessary interest rates will be avoided. This is definitely the main topic of this article. However, …

Do you know the amount you spend each month on essentials? Do you know the basic household living expense ratios? Do you have the ability to handle a $500 financial emergency? More than 60% of Americans have less than $1000 in the bank and more than 57% could not handle …